---
title: "EBRD guarantees €25 million to a Moldovan bank for small business loans"
url: https://moldova1.md/p/88940/ebrd-guarantees-25-million-to-a-moldovan-bank-for-small-business-loans
published: 2026-10-29T18:11:24Z
language: en
author: "Liubomir Guțu"
section: "Economic"
source: moldova1.md
---

# EBRD guarantees €25 million to a Moldovan bank for small business loans

> Small and medium-sized enterprises (SMEs) in the Republic of Moldova—including those led by women and young people in the regions—will have access to new financing totaling up to 50 million euros. This has been made possible through a new risk-sharing guarantee, worth 25 million euros, provided by the European Bank for Reconstruction and Development (EBRD) to OTP Bank Moldova.

![](https://storage.moldova1.md/images/1f4d860d-a4eb-4491-b46c-f4db88f41633.jpg)

Small and medium-sized enterprises (SMEs) in the Republic of Moldova—including those led by women and young people in the regions—will have access to new financing totaling up to 50 million euros. This has been made possible through a new risk-sharing guarantee, worth 25 million euros, provided by the European Bank for Reconstruction and Development (EBRD) to OTP Bank Moldova.

By partially covering the bank’s credit risk, the EBRD will help OTP Bank free up additional capital and expand its lending to local businesses, thereby financing the growth of the private sector.

This support is designed to help address a key market gap, enabling partner banks to expand their lending using their own balance sheets, while managing risk and optimizing capital usage in the face of increasingly stringent regulatory requirements.

OTP Bank will use the EBRD guarantee to provide loans to SMEs—including underrepresented groups such as businesses led by women or young people, as well as enterprises located outside the capital—significantly improving their access to finance.

Furthermore, at least 20% of the covered loans will be directed toward green investments.

OTP Bank Moldova, part of the Hungarian OTP Bank Group, is one of the four systemically important banks in the Republic of Moldova. It has been an EBRD client since 1996 and, since 2013, has channelled 90 million euros to local borrowers through EBRD financing programs.

The EBRD is the largest institutional investor in the Republic of Moldova. To date, the Bank has invested over 3.3 billion euros across 201 projects throughout the country.